Your Credit Doesn't Have to Hold You Back

Amounts vary by lender and qualifications; not all lenders offer all amounts.

How Much Do You Need?

$0 $40,000
  • No application fee
  • No obligation to accept

The operator of this website is not a lender, does not broker loans, and does not make credit decisions

How much would you like to borrow?

By clicking "Next", you ESIGN agreeing to our Privacy Policy and Terms of Use including our Arbitration provision. You also understand that if you are not connected with a Lender or Lending Partner, you may be connected with other financial service providers that offer products and services for financial help.

Back

How do you want to spend the money?

By clicking "Next", you ESIGN agreeing to our Privacy Policy and Terms of Use including our Arbitration provision. You also understand that if you are not connected with a Lender or Lending Partner, you may be connected with other financial service providers that offer products and services for financial help.

Back

What is your estimated credit score?

Back

What is your employment status?

Back

How often are you paid?

Back

What is your monthly income?

Alimony, child support, or separate maintenance payments need not be disclosed unless you want it considered as a basis for repayment of the loan.

You may be asked to verify your income

Back

Do you have a checking account?

Back

Do you have Direct Deposit?

Individuals who have Direct Deposit have a higher chance of getting connected with a Lender and/or Lending Partner.

Click here if you have direct deposit.

Back

What is your ZIP code?

Back

What is your street address?

Back

Do you own or rent your home?

Back

How long have you been at this address?

Back

What is your Email?

Back

Do you have a vehicle registered in your name?

Back

What is your Military Affiliation?

Back

How much unsecured debt do you have?

Unsecured debt includes credit cards, personal loans, or medical bills.

Back

What is your name?

Back

What is your date of birth?

Back

What is your phone number?

By clicking NEXT, you provide your ESIGN and provide your express written consent for Informed Choice and our Marketplace Partners to call, text, and email you for marketing purposes using the information provided, including using an automatic telephone dialing system, artificial and prerecorded voice, and AI, at any time, even if your phone number is on a Do Not Call list, that calls may be placed at any time. Consent is not a condition of purchase, alternatively you may Contact Us. You may revoke your consent at any time Here.

Back

What is your Social Security Number?

By providing your social security number you agree that lenders may do a soft pull of your credit report which does not affect your credit score.

By providing your Social Security Number and clicking "View Offers" below, you authorize us to share the information you have provided and are providing written instructions under the Fair Credit Reporting Act for our Marketplace Partners to obtain your consumer credit report from contracted Credit Bureau(s) associated with your pre-qualification for credit inquiry and to determine your eligibility to receive other financial products or services.

By providing my Social Security Number and clicking on "View Offers" above, I give my electronic signature, acknowledge, and agree to the following:

  • Terms of Use, Privacy Policy, Credit Authorization Agreement, Arbitration Notice, Advertiser Disclosure, Personal Loan Notice, and the use of tracking technologies.
  • By continuing with the prequalification process, I understand and agree that I am authorizing Marketplace Partners to obtain a consumer report. Marketplace Partners may use the report to authenticate your identity and connect you with financial products or services. The inquiry is a soft pull of your consumer report and does not affect your credit score.
  • I understand my information will be presented to the Marketplace Partners, and those Marketplace Partners will review and verify my information in order to determine if I may qualify for a loan. I acknowledge that lenders, lending partners, and other financial service providers may share my personal information, including approval status and funded status.
  • I understand that if I am not connected with a personal loan lender and/or lending partner at the requested amount, my information may be shown to additional lenders and/or lending partners who provide lower loan amounts and higher rates. I also understand that if I am not connected with a lender I may be connected with other financial service providers that offer products associated with my selected loan purpose.
  • I certify that all information herein is true and complete and that I am at least 18 years of age.

Thank you for your submission. We have found a match for your loan requirements.

Back
Search

Loading Results

Searching for best prices near you...

We're connecting your request with lenders — please wait while we redirect you.

We use 256 bit SSL technology to encrypt your data.
Advertiser Disclosure

How To Find Personal Loan Options

We've made it simple to search for personal loan options

1

Basic info only - takes just 2 minutes

2

Your request is submitted to our network

3

You'll be contacted by a lender to go over possible options

Why People With Credit Challenges Choose Us

Specialized Lenders

We work with lenders who accept a range of credit profiles.

Multiple Options

A lender will reach out to discuss options and what may work for your situation.

PRIVACY PROTECTED

Your information is encrypted and only shared with potential lenders.

Personal Loan Options For Every Need

Personal Loans

For unexpected expenses, bills, or any other needs.

Bill Management Loans

Cover ongoing expenses and get on top of your financial commitments.

Emergency Loans

For urgent expenses when you need options quickly.

Flexible Credit Loans

Options available for people across the credit spectrum.

Common Loan Questions

Can I really get a loan with bad credit?

Yes, many lenders in our network specialize in working with borrowers who have less-than-perfect credit. While approval isn't guaranteed, our service helps connect you with lenders who may be able to work with your situation.

Is there a fee to get started?

No, submitting a loan request through our platform is completely free. However, lenders may have fees associated with their loan offers.

What credit score do I need?

The required credit score varies by lender. Some lenders specialize in bad credit loans, while others require a higher credit score for approval.

How much can I borrow?

The loan amount you can borrow depends on your creditworthiness, income, and the lender's terms. Loan amounts can range up to $40,000.

We Understand Credit Challenges

Bad credit can happen to good people. Medical bills, job loss, divorce, or just a few past mistakes can impact your credit score.

Our service is designed to help people with credit challenges find potential loan options. We connect you with lenders who understand that your credit score is just one part of your financial story.

There's no cost to see your options, and no obligation to accept any offers.

Stop Letting Bad Credit Hold You Back START NOW